In a statement, the CBE explained that the number of citizens who own and actively use financial accounts—whether through banks, Egypt Post, mobile wallets, or prepaid cards—reached 53.8 million by June 2025, representing 76.3% of adults aged 15 and above. This marks an increase from 74.8% in December 2024.
The Central Bank of Egypt (CBE) announced that financial inclusion in the country has risen to 76.3% of the adult population as of June 2025.
In a statement, the CBE explained that the number of citizens who own and actively use financial accounts—whether through banks, Egypt Post, mobile wallets, or prepaid cards—reached 53.8 million by June 2025, representing 76.3% of adults aged 15 and above. This marks an increase from 74.8% in December 2024.
The data also showed a notable rise in financial inclusion among women, reaching 70% in June 2025, compared to 68.8% in December 2024.
Youth indicators continued to grow as well, with financial inclusion among young people climbing to 54.4% in June 2025, up from 53.1% six months earlier. This progress reflects the CBE’s initiatives to enhance youth financial empowerment, including allowing bank accounts to be opened from the age of 15.
Overall, financial inclusion in Egypt recorded a 214% growth between 2016 and June 2025, underscoring the expanding access of citizens to financial services.
The CBE highlighted that its Financial Inclusion Strategy (2022–2025) is built on precise scientific methodologies for measuring inclusion nationwide—covering availability, usage, and quality of financial services.
The strategy focuses on diversifying financial products and services, both banking and non-banking, to meet the needs of different customer segments, while also improving the legislative and regulatory environment to ensure all segments of society are integrated into the formal financial system.
